Consumers monitor. Professionals verify.
Hub or Dub is a worldwide, professional-only consumer reporting utility. Individuals and businesses can view and monitor their own live HOD Score for free. Running HOD Reports on someone else is reserved for verified HOD Pro+ business accounts.
Momentum, at global scale.
Two lanes. One truth engine.
Consumers get their own live HOD Score, always free. Verified businesses run HOD Reports on others under HOD Pro+.
Monitor your own HOD Score.
Every individual and every business can claim, view, monitor, and dispute their own HOD profile. No fee, no seat, no vetting friction. What you cannot do: pull an HOD Report on another party. That door is closed unless you're a verified HOD Pro+ business.
- Live personal or business HOD Score, refreshed 24/7
- Real-time alerts on public-record changes
- FCRA-grade dispute tools with Back Office review
- Public certificate page for businesses that want to show credibility
- Zero access to reports on other people or entities
Run HOD Reports on others.
Verified employers, landlords, lenders, marketplaces, agencies, and advisors use HOD Pro+ to run permissible-purpose reports on candidates, tenants, counterparties, and clients. One subscription, unlimited runs.
Or $799/yr. One location per property, office, or operating site. Unlimited HOD Report runs included.
Or $99/yr. Add one seat per teammate. Locations and seats scale independently on one invoice.
Reports on people belong in accountable hands.
Consumer-to-consumer report pulling invites abuse. Hub or Dub gates every outbound report behind a verified business identity, a permissible purpose, and an immutable audit log. Consumers stay in control of their own profile, and only accountable professionals can look at anyone else's.
EIN or equivalent, entity verification, and beneficial-owner ID check before any Pro report is unlocked.
Every report requires a stated, legally defensible reason. Certified per pull, logged forever.
Courts, corporate registries, insolvency, filings, sanctions, and media from 195+ countries.
Consumers own their profile, get every alert, and can dispute or annotate any signal.
Interface, currency, and evidence formatting auto-adapt to the visitor's device and region.
Every read, edit, and dispute is logged with actor, purpose, IP, and jurisdiction.
A clear line between watching your own and verifying others.
- View my own HOD Score
- Monitor my own profile 24/7
- Dispute a finding on my profile
- Own my business HOD Score
- Public certificate page (business)
- Run an HOD Report on another person
- Run an HOD Report on another business
- Bulk verifications, API, seats
- Included
- Included
- Included
- Included
- Included
- Not available
- Not available
- Not available
- Included
- Included
- Included
- Included
- Included
- Verified access · permissible purpose
- Verified access · permissible purpose
- Verified access · permissible purpose
Measures money.
- Tracks debt and payments only.
- Bureau-specific. Doesn't cross borders.
- Updated monthly at best.
- Silent on character, conduct, or reputation.
Measures people.
- Tracks reputation, conduct, and public signals.
- Portable across 195+ countries and 6 continents.
- Refreshes in real time from verified public records.
- Read by verified HOD Pro+ accounts for hiring, deals, partnerships, tenancy, lending, and cross-border trust.
Own your side of the story.
Individuals and businesses both get a live HOD Score they control. Free forever. No outbound report access.
Verified businesses that verify others.
A few of the roles running HOD Reports today. Applying takes minutes; approval unlocks the report engine.
Every signal comes from a real public-record source.
Click any source to verify it yourself. HOD Engine scans these endpoints continuously and recomputes the HOD Score whenever a signal changes, respecting each jurisdiction's access, purpose, and disclosure rules.
Aligned with the consumer reporting and data-protection laws that govern your region.
Hub or Dub applies the correct legal framework based on the subject's residence, the requesting HOD Pro+'s location, and the certified permissible purpose. Below is a snapshot of the frameworks we operationalize across the platform.
Permissible-purpose gating and adverse-action disclosures for eligibility use cases.
Lawful basis, data-minimization, and cross-border transfer controls (SCCs).
ICO-aligned processing, subject-access, and legitimate-interest assessments.
Consent, transparency, and cross-border notice requirements.
Purpose limitation, ANPD oversight, and data-subject rights portal.
APP-aligned handling, notifiable data breach scheme.
PPC oversight, opt-out registers, and sensitive-data safeguards.
Notice, consent, and grievance-officer routing.
Do-Not-Call and PDPC-aligned processing.
Information-officer routing and lawful-processing conditions.
Cross-border transfer approval and data-subject rights.
PIPC-aligned consent and pseudonymization.
Hub or Dub is not a substitute for legal advice. Where a use case triggers eligibility decisions (credit, employment, housing, insurance, or equivalent), the requesting HOD Pro+ must confirm a permissible purpose and provide any legally required disclosures. Subjects have dispute, correction, and access rights in every supported region.
From raw public data to a single verified number.
1. Scan
Crawl 30+ verified public-record sources across 195+ countries, courts, registries, sanctions, filings, media, and social.
2. Verify
Every finding requires ≥2 independent sources or one authoritative record. Structured evidence trail on each signal.
3. Score
Each verified finding nudges the HOD Score with a transparent ±delta and a citation, no black boxes.
4. Deliver
Consumers see the update in their own dashboard. HOD Pro+s receive it inside a permissible-purpose report with full audit.
Transparency isn't a policy page. It's wired into every read.
Sensitive fields hashed at rest; access scoped to purpose and role.
Every Pro report pull, edit, and dispute is logged with actor, IP, purpose, and reason.
Access, correction, dispute, and deletion routed to the right regulator in your region.
HOD Pro+
Verified businesses run unlimited HOD Reports on others. $79.99/mo or $799/yr per location, plus $9.99/mo or $99/yr per user seat. Unlimited runs, platform, team, and integrations included.