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50 states & U.S. territories

Monitor you. Verify anyone else.

Every free account watches its own HOD Score in real time. Individuals verify others with HOD Run+. Businesses run FCRA-covered reports with HOD Pro+, or HOD Enterprise+ at volume.

The HOD network at a glance

Momentum, at nationwide scale.

Growing daily
Reports run every day
Always verified
Evidence continuously verified
Expanding across the U.S.
Members joining nationwide
Rising adoption
Businesses onboarding across industries
Free · Consumers

Monitor your own score.

Claim, view, monitor, and dispute your own HOD profile. Free forever. No seat, no vetting.

  • Live score, refreshed around the clock
  • Alerts the moment a public record changes
  • FCRA-grade disputes reviewed by real people
HOD Run+ · Individuals

Verify anyone you meet.

Individuals run HOD Reports on other people and businesses before they connect. Personal use only, never for credit, hiring, or housing decisions.

  • Verify a date, neighbor, seller, or business
  • 1 report per subject / month, viewable for 24 hours
  • Upgrade straight from your free account
HOD Pro+ · Businesses

Verify at business scale.

Verified employers, landlords, lenders, and advisors run permissible-purpose, FCRA-covered reports. One subscription, up to 3 runs per person or business, then $2 per additional run.

  • Business KYB and beneficial-owner verification
  • Certified permissible purpose logged per pull
  • Seats and locations scale on one invoice
HOD Enterprise+ · At volume

Run trust at volume.

Organizations screening across locations get everything in HOD Pro+ at the highest service level. Same FCRA duties, same consumer rights, more capacity.

  • Unlimited manual investigations included
  • Centralized multi-location account management
  • Advanced admin controls and full audit log
Everyday in America

The moments someone checks who you are.

A job. An apartment. A loan. A new car. Real people, real decisions, every day. Hub or Dub is the proof that shows up with you.

A hiring manager in a Hub or Dub tee reviewing a resume with a young applicant
Applying for a job
A leasing agent in a Hub or Dub tee handing apartment keys to a young couple
Renting an apartment
A loan officer in a Hub or Dub tee reviewing a loan application with a couple
Applying for a loan
A saleswoman in a Hub or Dub tee showing a buyer a car on the lot
Buying a new car
A couple in Hub or Dub tees celebrating closing on their first home
Closing on a mortgage
A diverse new crew in Hub or Dub tees starting their first day at a bakery
Hiring your first crew
Access model

A clear line between watching your own and verifying others.

Capability
Free
Run+
Pro+
Ent+
View my own HOD Score
Monitor my own profile 24/7
Dispute a finding on my profile
Public certificate page (business)
Run an HOD Report on another person
Run an HOD Report on another business
Reports for credit, hiring, housing, or insurance decisions
Bulk verifications, API, team seats
Unlimited manual investigations, centralized multi-location controls

HOD Run+ reports are for personal use only and never support credit, hiring, housing, or insurance decisions. Verified access means an approved HOD Pro+ or HOD Enterprise+ business account plus a certified permissible purpose, logged on every pull. HOD Enterprise+ adds volume, service level, and administrative controls. It never expands what may be obtained and never reduces any consumer right.

Verified identity

Government ID for individuals. KYB, EIN, and owner checks for businesses.

Permissible purpose

HOD Pro+ and HOD Enterprise+ pulls certify a legally defensible reason, logged forever.

Immutable audit

Every read, edit, and dispute logged with actor, purpose, and IP.

Who uses Hub or Dub

Pick the lane that matches you.

Screening by industry

Built for the people who have to be sure.

Tenant screening, employment screening, client verification, and due diligence, each with its own guide and its own reporting path.

How a HOD Score™ is built

From raw public information to one verified number.

Nothing is scraped and nothing is automatic. Four stages, in this order, every time. The result is a single score from 0 to 1,000.

01

Collect relevant public information

We gather publicly available information tied to one verified identity, never to a username, handle, or guess.

02

Identify and organize verifiable evidence

Investigators separate what can actually be proven from what cannot, then file it as structured evidence.

03

Evaluate and validate through our verification framework

A human investigator validates every item, then our framework weighs it by source strength, recency, and relevance.

04

Convert verified evidence into one score, with context

Weighted inputs become a single standardized HOD Score™ from 0 to 1,000, shown with the evidence behind it.

Jurisdiction-aware

Built around the laws that govern your state.

Hub or Dub applies the correct framework based on the subject's state, the requester's location, and the certified purpose.

Encrypted end-to-end Subject rights honored
Federal
FED
FCRA · FACTA · GLBA

Permissible-purpose gating, adverse-action disclosures, and file-accuracy duties on every report.

California
CA
ICRAA · CCRAA · CPRA

Investigative-report disclosures, conviction timing limits, and consumer rights.

New York
NY
GBL Art. 25 · Fair Chance

Article 23-A analysis before any conviction-based adverse action.

Illinois
IL
BIPA · Human Rights Act

Written biometric release before any face-match. Templates never retained.

Texas
TX
TDPSA · Bus. & Com. Ch. 20

State consumer-file disclosures and opt-out rights.

U.S. territories
UST
FCRA · local statutes

Puerto Rico, Guam, USVI, American Samoa, and the Northern Marianas under federal rules.

Hub or Dub is not a substitute for legal advice. HOD Run+ reports are personal-use only and never a basis for credit, employment, housing, or insurance decisions. Where a use case triggers an eligibility decision, the requesting HOD Pro+ or HOD Enterprise+ business must confirm a permissible purpose and deliver any required disclosures. No plan reduces or delays any consumer right under the FCRA or Regulation V. Subjects have dispute, correction, and access rights in all 50 states and every U.S. territory.

Consumers

Claim and monitor your own live HOD Score. Free forever.

Create your free account

HOD Run+

Individuals verify people and businesses before they connect. Personal use, monthly runs per subject.

Explore HOD Run+

HOD Pro+

Verified businesses run unlimited FCRA-covered HOD Reports. Team, locations, and integrations included.