For Financial Organizations · Client verification & due diligence
Lenders, brokerages, advisories, insurers, and fintech teams verify clients and counterparties with cited, human-reviewed HOD Reports and continuous monitoring.
Why this matters
Financial organizations answer to regulators for who they onboard. HOD Pro+ gives verified lenders, brokerages, RIAs, insurers, title companies, and fintech operators permissible-purpose access to identity verification, sanctions and exclusion screening, SEC and FINRA filings, litigation history, and verified conduct in one human-reviewed report. Because HOD Scores update in real time as new evidence clears verification, onboarding diligence does not go stale the day after you file it.
Client onboarding diligence
Verify identity, sanctions posture, regulatory history, and litigation exposure before you open the relationship.
Counterparty risk assessment
Assess the businesses and principals on the other side of a transaction with sourced, defensible findings.
Ongoing monitoring
Continuous alerts when a client's verified record changes, instead of an annual refresh cycle.
Referral and partner vetting
Check the agents, brokers, and introducers routing business to you.
Regulator-facing evidence
Every finding cites a public source you can attach to a file or examination response.
Purpose-gated access
Certified permissible purpose on every pull, recorded permanently.
Filings-native
SEC EDGAR, FINRA BrokerCheck, state registries, and court portals pulled live.
Verify any source yourself.
One narrow measure of borrowing behavior.
Identity, sanctions, filings, litigation, and conduct in one cited report.
Free accounts and My HOD+ members may view, monitor, dispute, and correct only their own HOD Score and HOD Report. Obtaining a report about another person or business requires HOD Run+, HOD Pro+, or HOD Enterprise+, together with identity verification and a recorded permissible purpose for every request. Only HOD Pro+ and HOD Enterprise+ may obtain consumer reports for FCRA-covered eligibility decisions.
No plan, tier, add-on, seat count, service level, or negotiated term sold by Hub or Dub reduces, waives, delays, or circumvents any right afforded to consumers under the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.), Regulation V (12 C.F.R. Part 1022), or any other applicable federal or territorial law. HOD Enterprise+ is not an exception. Every consumer keeps the same rights to free file disclosure, dispute, reinvestigation, correction, deletion of unverifiable information, notice of adverse action, and a record of who accessed their file, regardless of which plan the requesting party holds or how much that party pays.