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For businessesVerified business accounts

The only way to run HOD Reports on anyone else.

Individuals cannot run reports on others. Verified business accounts can, with a documented FCRA permissible purpose, identity and business verification, and full audit logs. There is no subscription. You pay only for the reports you run: $39.99 per HOD Personal Report and $99.99 per HOD Business Report. Claiming and monitoring your own business HOD Score stays free forever.

$39.99 per personal report · $99.99 per business report · see pricing

Identity verifiedBusiness verifiedAuthorized purposeFull audit trail50 states & U.S. territories
console · business.workspace
live
Current subject
Meridian Capital LLC
FEIN ending in ••4417 · Delaware, US
Needs Review™
Court
0 open
Sanctions
Clear
Sentiment
+0.42
Officers
3 verified
Licenses
2 active
Findings
14 sourced
Live signal feedpulse #0
  • Vendor · 44 Digital LtdNew filingjust now
  • Applicant · A. OkaforLicense renewed12s ago
  • Counterparty · Meridian Cap.Sanctions clear48s ago
  • Contractor · R. DelgadoDispute filed1m ago
  • Business · Halcyon LLCScore −182m ago
Hiring · vendor onboarding · KYC · underwriting · tenancy · marketplace trust · counterparty risk · beneficial ownership · sanctions screening ◆Hiring · vendor onboarding · KYC · underwriting · tenancy · marketplace trust · counterparty risk · beneficial ownership · sanctions screening ◆Hiring · vendor onboarding · KYC · underwriting · tenancy · marketplace trust · counterparty risk · beneficial ownership · sanctions screening ◆Hiring · vendor onboarding · KYC · underwriting · tenancy · marketplace trust · counterparty risk · beneficial ownership · sanctions screening ◆Hiring · vendor onboarding · KYC · underwriting · tenancy · marketplace trust · counterparty risk · beneficial ownership · sanctions screening ◆Hiring · vendor onboarding · KYC · underwriting · tenancy · marketplace trust · counterparty risk · beneficial ownership · sanctions screening ◆Hiring · vendor onboarding · KYC · underwriting · tenancy · marketplace trust · counterparty risk · beneficial ownership · sanctions screening ◆Hiring · vendor onboarding · KYC · underwriting · tenancy · marketplace trust · counterparty risk · beneficial ownership · sanctions screening ◆

The standard behind every report

0
Point scale
Every HOD Score lands between 0 and 1,000, updated in real time.
0
Permanent profile
One profile per person and per business, cross-referenced nationwide.
0%
Human reviewed
Investigators sign off before anything moves a score.
0+
States & territories
Coverage across all 50 states and every U.S. territory.
Capabilities

Every business decision, backed by evidence.

One live identity graph. One permanent HOD profile per person and per business. Verified access, cited findings, real-time signals.

Nationwide identity graph

One permanent HOD profile per person and per business, cross-referenced across 50 states & U.S. territories in real time.

Live HOD Score

Every verified signal, filing, and finding updates scores instantly. No stale bureau data, no monthly refresh window.

Authorized purpose enforced

Every lookup certifies purpose before the report unlocks. A documented, lawful basis nationwide.

Full audit trail

Who ran what, when, from where, and why. Downloadable evidence for regulators, counsel, and internal review.

SSN / FEIN / national ID lookup

Salted SHA-256 hash for match, AES-256-GCM at rest. Raw values never returned to the browser.

Back Office reviewed

Trained human reviewers approve every claim, dispute, and finding before it moves a score.

Inside a HOD Report

See exactly what your team gets.

Every report resolves to one permanent HOD profile, assembled from verified evidence and signed off by human investigators before a score moves. Flip between a person and a business to see the depth your team works with.

  • Identity-locked
    Salted-hash SSN / FEIN matching. Raw identifiers never reach the browser.
  • Human-signed
    An investigator reviews every finding before it touches the score.
  • Always watching
    Turn on monitoring and every score change, filing, and dispute pings your workspace instantly.
  • Audit-ready
    Purpose, operator, and timestamp on every run. Exportable for regulators and counsel.
FEIN hash matched · Delaware registration active · officers verified
Subject
Meridian Capital LLC
HOD Approved™
Court records
0 open
Sanctions
Clear
Findings
14 sourced
Verified findings
  • Secretary of State registration verified+32
  • 3 beneficial officers identity-confirmed+27
  • UCC filing reviewed by investigators−12
Purpose certified · Vendor onboarding · Logged with timestamp & operator

Sample report excerpt. Real reports unlock only after a certified authorized purpose.

Compliance built in

Pick your use case. See what unlocks.

Every HOD Report is scoped to an authorized purpose. Choose the closest match and we'll show the exact identifiers, documented basis, and audit trail your team commits to.

Authorized purpose · Employment

Employment screening

State fair-chance hiring laws and documented employment purpose

Identifiers required
  • Full legal name + DOB
  • SSN or national ID equivalent
  • Signed disclosure & authorization
Audit trail unlocked
  • Adverse action pre-notice if declined
  • 5-year retention of authorization
  • Dispute channel for subject
How to get verified

From apply to run in one business day.

01

Apply

Submit business registration, verify authorized officers, certify an authorized purpose. About one business day.

02

Get verified

Back Office confirms the entity, the operator, and the sign-off chain. No subscription to start.

03

Run reports

Look up any person or business by SSN, FEIN, or national ID. Pay $39.99 per personal report or $99.99 per business report.

04

Monitor & act

Instant alerts on your own business score changes, new filings, and disputes. Full audit log ready for regulators.

Free or pay per report

Verified business first. Then pay only for what you run.

Both tiers require identity and business verification. Only verified business accounts certify an authorized purpose and run reports on other people or businesses.

Free

Free business account

Freeforever · self-monitoring only
Claim, view, and monitor your own business HOD Score and HOD Report. Cannot run reports on other parties.
  • Free forever, no card required
  • Verified business & authorized officer
  • Claim, view, and monitor your own business HOD Score
  • Respond to disputes on your own profile
  • Run HOD Reports on other people or businesses
Create free business account
Recommended
For businesses

Verified business account

$39.99 / $99.99per personal / business report · no subscription
Apply once, get verified, then pay only for the reports you run.
  • Verified business account required
  • Pay only for the reports you run, no subscription
  • HOD Personal Report, $39.99 per report
  • HOD Business Report, $99.99 per report
  • Every run certifies an authorized purpose and is logged
  • Full audit trail, downloadable for regulators and counsel
  • Priority Back Office dispute handling
See pricing

Free consumer accounts

Free forever. Claim, view, and continuously monitor your own HOD Score and HOD Report only. Cannot run reports on any other party.

Free business accounts

Free forever. Verified businesses can claim, view, and monitor their own HOD Score. Cannot run reports on other parties.

Verified business accounts

Pay $39.99 per HOD Personal Report or $99.99 per HOD Business Report, only when you run one. No subscription, no seats, no location fees.

Built for

Every regulated, high-trust workflow. One report.

Hiring & staffing

Score candidates, contractors, and gig workers with verdict-grade signals before an offer goes out.

Vendor & counterparty

Verify entities, officers, and beneficial owners before onboarding or extending credit.

Property & tenancy

Landlords and property managers instantly qualify applicants against real-time public records.

Fintech & lending

Layer HOD Scores onto KYC and underwriting for a live reputation signal your bureau misses.

Marketplaces

Rank sellers, service providers, and buyers in every market you operate in, nationwide.

Trust & safety

Detect impersonation, coordinated fraud, and duplicate identity conflicts before payouts.

Compliance-first

Every access is gated, logged, and reviewable.

  • Authorized-purpose certification on every run
  • Adverse-action notice templates ready to send
  • AES-256-GCM at rest, TLS in transit
  • SSN / FEIN / national ID hashed for lookup only
  • Full audit trail exportable for regulators
  • Role-based access and admin controls
50
States + all U.S. territories indexed
24/7
Manual Back Office review
≤ 48h
Standard report verification turnaround
0s
Delay between verified evidence and score change
Ready to run reports on others?

Get verified. Get access. Get the truth.

Business verification takes about a business day. Upload proof of registration, verify authorized officers, certify an authorized purpose, and accept the business terms. No subscription. Pay $39.99 per personal report and $99.99 per business report.

Apply as a verified business See pricing

$39.99 per personal report · $99.99 per business report

Talk to our team