Hub or Dub is professional-only. Consumers claim and monitor their own HOD Score. Running reports on another person or business is reserved for verified HOD Pro+ accounts, with identity checks, permissible-purpose gating, and full audit logs.
One live identity graph. One permanent HOD profile per person and per business. Verified access, cited findings, real-time signals.
One permanent HOD profile per person and per business, cross-referenced across 195+ countries in real time.
Every verified signal, filing, and finding updates scores instantly. No stale bureau data, no monthly refresh window.
Every lookup certifies purpose before the report unlocks. FCRA in the US, equivalent lawful basis worldwide.
Who ran what, when, from where, and why. Downloadable evidence for regulators, counsel, and internal review.
Salted SHA-256 hash for match, AES-256-GCM at rest. Raw values never returned to the browser.
Trained human reviewers approve every claim, dispute, and finding before it moves a score.
Every HOD Report is scoped to a permissible purpose. Choose the closest match and we'll show the exact identifiers, statutory basis, and audit trail your team commits to.
FCRA §604(a)(3)(B) / GDPR Art. 6(1)(b) equivalents
Submit business registration, verify authorized officers, certify permissible purpose. About one business day.
Back Office confirms the entity, the operator, and the sign-off chain. Start your HOD Pro+ subscription: $79.99/mo or $799/yr per location, plus $9.99/mo or $99/yr per user seat.
Look up any person or business by SSN, FEIN, or national ID. Match resolves to the one permanent HOD profile.
Instant alerts on score changes, new filings, and disputes. Full audit log ready for regulators.
Both tiers require identity + business verification and certify permissible purpose on every run.
Free forever. Claim, view, and continuously monitor your own HOD Score and HOD Report only. Cannot run reports on any other party.
Free forever. Verified businesses can claim, view, and monitor their own HOD Score. Cannot run reports on other parties.
$79.99/mo or $799/yr per business location, plus $9.99/mo or $99/yr per user seat. Unlimited HOD Report runs, monitoring, team collaboration, multi-location workspace, integrations, API, and premium business features.
Score candidates, contractors, and gig workers with verdict-grade signals before an offer goes out.
Verify entities, officers, and beneficial owners before onboarding or extending credit.
Landlords and property managers instantly qualify applicants against real-time public records.
Layer HOD Scores onto KYC and underwriting for a live reputation signal your bureau misses.
Rank sellers, service providers, and buyers in every market you operate in, worldwide.
Detect impersonation, coordinated fraud, and cross-border identity conflicts before payouts.
Business verification takes about a business day. Upload proof of registration, verify authorized officers, certify permissible purpose, and accept the HOD Pro+ agreement. Then subscribe: $79.99/mo or $799/yr per location, plus $9.99/mo or $99/yr per user seat.