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About Hub or Dub™

Know before you connect.

Hub or Dub™ is the human-verified reputation engine for people and businesses across the United States. We turn the open record into one fair HOD Score™ so you can decide with evidence, not vibes. The Consumer Truth Standard™.

Public sources only Manually reviewed Evidence-backed Nationwide
Engine live14 layersNationwide coverageFCRA aligned
HOD Intelligence™ · Live · HOD-2026-04817
HOD Score
0
HOD Verified™
Verified evidence8 items · 885 pts
IDV ··7712 · Confirmed 08/01/2026 · Verified fact
14
Layers
50
States + territories
24/7
Human review
The HOD network · nationwide

Trusted at scale, verified in the open.

Cumulative platform scale across 50 states & U.S. territories.

Growing daily
Report activity

Runs across the network keep climbing week over week

Every run is logged, permission-checked, and tied to a stated purpose.

Expanding across the U.S.
Member community

New verified accounts joining from every region

One verified identity per account. No duplicates, no aliases.

Continuously verified
Verified findings

Evidence reviewed against source before it publishes

Court, licensing, regulator, and property records matched to source.

Reviewed around the clock
Human review

Back Office reviewers on shift 24/7 nationwide

A person clears every finding before it can move a score.

Verified every day
Verified identities

Government ID matched, one identity per account

Government ID plus SSN or ITIN, checked by a reviewer.

Onboarding nationwide
Business participation

Verified businesses onboarding across industries

Businesses certify permissible purpose before any screening.

Always on
Continuous monitoring

Alerts firing the moment verified evidence changes

You are alerted the moment verified evidence about you changes.

50 states + all U.S. territories
Coverage

Nationwide reputation intelligence

All 50 states plus every U.S. territory. U.S. only, by design.

Sourced

Only lawfully accessible records, matched to an original source.

Reviewed

A Back Office reviewer clears evidence before it counts.

Answerable

Subjects can view, respond to, and dispute what appears.

The story so far

Five chapters. One mission.

How Hub or Dub started, how the engine works, and who it serves. Tap a chapter or let it play.

Chapter 1 of 5
Chapter 01 · Origin

Founded in 2026. Independent from day one.

Hub or Dub Inc. was founded in 2026 with a bold vision to redefine how trust, reliability, and opportunity are measured. The result is the HOD Score, a human-verified reputation and consumer intelligence system built for individuals and businesses nationwide. Where traditional credit scoring judges people by historical debt and past setbacks, the HOD Score is built on a simple belief: you should be evaluated on who you are today and the positive actions you take to keep leveling up.

  • Privately held, zero outside investors
  • No government affiliation of any kind
  • Built for all 50 states and U.S. territories
2026
Year founded
1/5
How a HOD Score is built

Evidence, verified in the open. Weighted in the open.

A HOD Score is a 0 to 1,000 measurement assembled from credible, verifiable evidence across public records and real-world sources, read and confirmed by people before it counts. Here is exactly what contributes, how much, and where the limits are.

HOD Score
0
Dub Status™

Through layer 1 of 6

Identity & authenticity

Before anything is measured, we confirm the subject is who the record says they are. Identity is matched against government-issued documentation and authoritative registries, never against a self-declared profile.

Standard: Two independent identifiers must agree before any evidence attaches to a profile.
Limit: Common-name collisions are held out of scoring until a second identifier resolves them.
Government-issued IDSSN / ITIN / FEIN matchEntity registrationAddress history
Weighting model
Tap a layer to inspect it

Weights describe how much a fully verified layer can influence a score. Nothing reaches full weight without confirmation, and every layer can be reduced by contradicting evidence, a favorable disposition, or age.

Verified

Confirmed against the originating source by a reviewer. Carries full weight.

Documented

Supported by records but not independently confirmed twice. Carries reduced weight.

Cannot be confirmed

Shown for transparency where permitted, clearly labeled, and weighted at zero.

The standards behind every number

Six rules govern every profile, in the same order, every time. Open any card for the detail.

Your file is yours to see, free.

Claim your profile to view every finding attached to it, watch your score update in real time as evidence clears verification, and dispute anything you believe is inaccurate or incomplete.

Illustrative weighting shown for explanation. Actual contribution varies by the evidence available on each profile. Total demonstrated: 854 of 1,000.

The scale

0 to 1,000. Six bands, zero guesswork.

Every score starts at 0 and is built by hand-verified evidence. Hover or tap a band to see what it means.

Live band preview
850/ 1,000
Verdict
Green light
05001,000
HOD Verified™
800-899Green light

Strong reputation. Verified identity and clean signals.

The Hub or Dub™ ecosystem

One engine. Four audiences.

Consumers

Claim your HOD profile. View and monitor your own score in real time, always free.

Claim my score

HOD Pro+

Verified businesses run HOD Reports on any person or business nationwide.

HOD Pro+

HOD Run+

Individuals run verified reports on people and businesses with permissible purpose.

See plans

Back Office

Human reviewers approve every claim, dispute, and finding before it counts.

Methodology
Our promises to you

What we will never do.

Never sell your data

Your account, your searches, and your reports stay private. No brokers, no advertisers, ever.

Never score identity

Race, culture, religion, sexuality, gender, age, and nationality are never inputs to a HOD Score.

Never partner with government

No contracts, integrations, or data-sharing relationships with any government agency.

Never leave you exposed

Encrypted vault for every report, single-device sign-in, and no back doors of any kind.

The journey

From concept to national engine.

2026

Independently founded

Hub or Dub Inc. established as a fully independent consumer reporting agency with zero outside investors and zero government affiliations.

2026

HOD Intelligence™ built in-house

The 14-layer authentication engine engineered from the ground up on verified public record nationwide.

Jul 2026

Public launch, nationwide

Free claiming, free monitoring, paid reports.

Now

Real-time engine with manual review

Every report reviewed by a person before release.

Corporate & ownership

Who owns Hub or Dub.

One clear chain of ownership, published in full. Private company, private capital, zero government affiliation.

Ownership
100% private
Stutson Global Inc.
Structure
Family trust
Nevada irrevocable trust
Government ties
None
Not a government agency
Headquarters
New York, NY
No in-person visits
  1. Stutson Family TrustNevada based irrevocable trust

    Owned and controlled privately by the Stutson family.

  2. Stutson Global Inc.Private holding company

    Held under the Stutson Family Trust. Owns and operates 100% of the HOD group of companies.

  3. The HOD group of companiesHub or Dub Inc. and affiliates

    Hub or Dub Inc., HOD Scoring & Reporting Inc., HOD Investigations Inc., HOD Clubs Inc., HOD Investments Inc., and HOD Technologies Inc. are all 100% owned and operated by Stutson Global Inc.

Hub or Dub Inc., HOD Scoring & Reporting Inc., HOD Investigations Inc., HOD Clubs Inc., HOD Investments Inc., and HOD Technologies Inc. are all 100% owned and operated by Stutson Global Inc. under the Stutson Family Trust, a Nevada based irrevocable trust that is owned and controlled privately by the Stutson family. Hub or Dub Inc.'s National Headquarters is located at 101 6th Avenue, 9th Floor, New York, New York 10013, with remote operations throughout the United States and all U.S. territories. Hub or Dub Inc. does not currently accept in-person visits to its HQ, and all inquiries must be submitted online through the appropriate channels provided. Its services, technology, reporting processes, agreements, disclosures, privacy practices, terms of use, consumer policies, and other governing documentation are administered through this corporate ownership structure and are subject to applicable federal, state, and local laws and regulations.

Hub or Dub operates independently as a private-sector organization and is not a government agency, government-sponsored entity, law-enforcement agency, or governmental representative. Hub or Dub Inc. is an independent private company and has no direct partnership, affiliation, endorsement, sponsorship, agency relationship, contractual relationship, or other formal relationship with any federal, state, local, territorial, or foreign government, government agency, governmental authority, or foreign governmental entity, unless expressly disclosed in writing by Hub or Dub. Nothing in any Hub or Dub service, report, score, account, or communication constitutes governmental approval, certification, endorsement, or affiliation, and all users remain solely responsible for their own decisions and uses of Hub or Dub information.

Hub or Dub holds sole discretion over its business operations, methodologies, verification processes, reputation scoring systems, technology, policies, personnel, and organizational decisions. No political figure, government agency, public official, private individual, organization, or other outside party has authority to dictate, influence, alter, or suppress what Hub or Dub does. Any request seeking protected information, records, data, or other compelled action must be supported by a valid, properly issued, legally enforceable court order or other judicial process signed by a duly authorized judge, and Hub or Dub independently evaluates validity, jurisdiction, scope, authenticity, and enforceability before taking action.

Service model

Hub or Dub Inc. does not currently accept in-person visits to its National Headquarters. All inquiries must be submitted online through the appropriate channels provided. Customer support, identity verification, reporting, investigations, disputes, and service delivery are conducted remotely through Hub or Dub's approved digital channels.

Hub or Dub Inc. does not currently accept in-person visits to its National Headquarters. All inquiries must be submitted online through the appropriate channels provided. Customer support, identity verification, reporting, investigations, disputes, and service delivery are conducted remotely through Hub or Dub's approved digital channels. Physical mail, walk-ins, document drop-offs, and on-site appointments are not accepted and cannot be processed. Please scan and email all documentation to help@hubordub.com, or use secure upload and support ticketing inside your account. Hub or Dub does not provide telephone support or live chat.

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