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Included with every HOD account

Your Reputation Is Yours. Take Control of It.

Every person and every business deserves to understand their HOD reputation, manage it responsibly, and build it stronger over time. We do not just hand you a number. We help you work it.

Reputation Management is included with every HOD account, Free plans included. You get a real Nationwide Reputation Management Specialist from our Nationwide Reputation Management Team, in real time, at no additional cost. Paid plans add the extra capabilities that come with those plans. Nobody pays for score movement.

Your HOD Score, explained

0 to 1,000, updating in real time as each verified change clears review.

What is contributing

Positive and negative items, category by category, with evidence tiers shown.

A specialist, live

A Nationwide Reputation Management Specialist in your workspace, not a ticket queue.

Pick your path

Six ways we work your record

Every path is staffed by the Nationwide Reputation Management Team. Every path is free with your account.

People and businesses starting from a thin or empty record.

A specialist can help with

  • Walk you through what a HOD Score is actually built from
  • Show which parts of your record are empty and why that holds you back
  • Identify legitimate, verifiable reporting sources you can invite
  • Explain what earns points over time and what earns nothing

You bring

  • Identity verification completed on your account
  • Basic profile and contact details kept current
  • Names of employers, landlords, institutions, or counterparties who can confirm real history

Actions we can take

  • Profile completeness review with a written punch list
  • Guidance on requesting verifiable reporting from real sources
  • Submission of your documentation into the review queue

What happens next: A specialist reviews your record, sends you a build plan, then tracks each verified item as it clears review.

Start Build My HOD Score

Real time, not a ticket cycle

Request, talk, submit, watch it move

  • Request assistance from your score or report in one tap
  • Message your specialist and get replies in the same thread
  • Submit documents privately, tracked the moment they land
  • See status change as it changes, with no refresh
  • Watch applicable record and score updates as review clears them
  • Every specialist action timestamped on your timeline
The process

Assess, Understand, Act, Improve, Monitor

  1. 1AssessSee exactly where you standYour current HOD Score, what is contributing to it, and every positive and negative item on the record.
  2. 2UnderstandKnow why the number is the numberA specialist explains sources, evidence tiers, reporting periods, and what is actually moving your score.
  3. 3ActDo the thing that changes the recordFile disputes where grounds exist, submit documentation, correct inaccuracies, complete what is missing.
  4. 4ImproveBuild real standingLegitimate, verifiable reporting from independent sources, shown over time. No shortcuts, because none exist.
  5. 5MonitorProtect what you builtStay open, stay current, and catch new activity before it becomes a surprise.
Sound familiar

Individuals

  • A job fell through and you want to know what a screener actually saw
  • An old item is still showing and you think it should have aged off
  • You just joined HOD and your record is basically empty
  • Your score moved and you cannot tell which category did it

Businesses

  • A complaint about a location you do not operate is on your record
  • You opened three new locations and none of them are reporting yet
  • A customer reporting looks duplicated across two events
  • You need one file showing every action taken on your business record
Straight talk

What a specialist can and cannot do

Can

  • Explain your HOD Score and your report in plain language
  • Identify information that looks inaccurate, outdated, misleading, duplicated, or fraudulent
  • Prepare and submit disputes, corrections, and supporting documentation
  • Improve the quality and completeness of your reputation profile
  • Help you establish legitimate positive reputation signals
  • Route your matter into the centralized Back Office review queue and track it
  • Document every action taken, with a timestamp you can see

Cannot

  • Change, set, inflate, or override your HOD Score
  • Remove accurate, verified information because you asked or paid
  • Guarantee a score outcome, a point total, or a timeline
  • Skip the manual review that every submission goes through
  • Extend, re-age, or restart a reporting period
  • Create positive score movement from self-reported activity

No human hand on the number. HOD Scores are calculated entirely by the system from manually verified information. No user, and no Back Office employee, can manually alter, configure, inflate, or manipulate a score or its calculation.

You cannot buy, farm, or fast-track a HOD Score. Signing up, uploading documents, paying a balance, filing a dispute, or reporting on yourself earns exactly zero points. Points come from real-world conduct that independent sources can back up, shown over time.

Nothing submitted to Hub or Dub affects a HOD Score until the Back Office has manually reviewed and acted on it. Unanswered or unprocessed matters produce no scoring change.

Consumers are never penalized for exercising their right to dispute information. A dispute, correction request, or file-access request is not evidence of poor character or reputation and is never scored as adverse information. Information under a reasonable investigation is suppressed from scoring until the investigation concludes, and information that cannot be verified is corrected or deleted.

Why we do this

This is not a help desk add-on. It is how Hub or Dub works. A score you cannot understand is not useful, and a report you cannot challenge is not fair. So every user gets a specialist who explains the record, flags what looks disputable, walks the evidence in with you, and helps you build real, verifiable standing.

Questions, answered

Take control of it today

Sign in, see your score, pick your path, and a Nationwide Reputation Management Specialist picks it up in real time.

Get help with my reputation