For Individuals · Monitor your own HOD Score
You can view and monitor your own permanent HOD Score in real time, always free. Running an HOD Report on anyone else requires a verified HOD Pro+ business account.
Why this matters
Your reputation follows you across every job, deal, rental, and relationship. Hub or Dub gives individuals full sovereignty over their own HOD profile: claim it, monitor it 24/7, dispute anything wrong, and improve it with verified positive conduct. What individuals cannot do on this platform is pull reports on other people. That access is reserved for verified HOD Pro+ businesses acting under a permissible purpose, so consumer-to-consumer surveillance is off the table by design.
Claim your permanent profile
Verify your identity once and take ownership of your live HOD Score wherever it's referenced worldwide.
Real-time monitoring
Every public-record change, filing, or verified report pings your dashboard the second it lands.
FCRA-grade disputes
Challenge any finding on your own profile with evidence and track it through Back Office resolution.
Improve your score
See exactly which signal categories move your score and the verified positive conduct that raises it.
You watch your own
Consumers see every signal, source, and score change on their own profile in real time.
Every finding cited
Each item links to ≥2 independent public sources, or one authoritative record (court, registry, sanctions list).
Always free for you
Monitoring your own HOD Score never costs anything. No trial, no card, no upsell.
Verify any source yourself.
Tells a lender whether you pay on time.
Tells the professionals who verify you who you actually are.