Your score moves. You should know first.
Claiming and viewing your own HOD Score is always free. My HOD+ is the self-monitoring upgrade: real-time alerts the moment a verified change clears human review, plus a disclosure log of who pulled your report.
Awareness, in real time.
The second a verified change clears Back Office review, you know. No digest delay, no weekly summary.
A running disclosure log of the organizations and account types that pulled your report, and why.
Every submission, verification, correction, and dispute on your record, in order, with timestamps.
Watch your 0 to 1,000 HOD Score move in real time as verified evidence lands.
Log life and business updates inside your 30-day duty window straight from your dashboard.
My HOD+ covers you. Running reports on other people or businesses needs HOD Run+ or HOD Pro+.
Four steps, start to alerts.
- 01Claim your HOD Score
Free for every person. Verify your identity, clear Back Office review, and your record is yours.
- 02Turn on My HOD+
Subscribe from your account. Monthly or annual, cancel anytime, billed at full price from day one.
- 03Choose your alerts
Score changes, viewer disclosures, evidence decisions, dispute updates. Email and in-account, in real time.
- 04Act on what you see
Dispute anything inaccurate, submit corrections, and follow the file through human review.
Built for people who cannot afford a surprise.
- Anyone job hunting, apartment hunting, or applying for credit who wants no surprises
- Business owners whose personal record backs their company relationships
- People rebuilding a record who want to watch every verified improvement land
- Anyone who wants to know who is looking, and when
Need to run reports on other people or businesses?
My HOD+ covers your own record only. Individuals running reports on others use HOD Run+. Businesses making FCRA-covered decisions use HOD Pro+.