The main categories
Public records in the United States are not one database. They are thousands of separate systems maintained by federal agencies, all fifty states, U.S. territories, and county clerks who each made their own decisions decades ago.
- Court records: federal dockets, state civil and criminal cases, appellate opinions.
- Financial filings: bankruptcies, liens, judgments, UCC filings, securities disclosures.
- Business registrations: entity filings, officers, registered agents, licensing status.
- Professional licensing: state boards for medicine, law, real estate, insurance, contracting.
- Regulatory and enforcement actions: agency orders, sanctions, and exclusion lists.
- Property records: deeds, transfers, and recorded encumbrances.
Why raw records are not the whole answer
A record can be real and still be wrong for your purpose. It may involve a different person with the same name. It may have been vacated, sealed, expunged, or superseded and the index never updated. It may be sitting in a county system that syncs once a quarter.
This is why aggregation alone is not reporting. Someone has to read the document, confirm the identity, check the current status, and decide whether it belongs in a file at all.
How Hub or Dub handles them
Records are pulled from primary sources, then reviewed by a human investigator who confirms the identity match and the current status before anything is published. Each published finding cites the source document so anyone reading the report can check the work.
Anything that fails review is rejected, excluded from the file and the score, and the submitter is notified. Consumers can dispute any published item and have it re-examined against the source.