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For individuals

Consumer reputation reporting

You get to see your own record, for free, forever. That is not a feature. That is the floor.

Definition

Consumer reputation reporting is the practice of maintaining a verified record of an individual's reputation information, giving that individual access to their own record, and providing a structured way to dispute eligible items.

Create your account See every HOD term

Your rights on the platform

Free access to your own HOD Score and HOD Report, visibility into every contributing item, the ability to dispute eligible information, a permanent activity log you can read, and a specialist you can talk to at no extra cost.

  • One verified account owns one record at a time
  • Report data is never exposed to search engines
  • Terminated accounts keep the consumer rights to their score where legally required

Your responsibilities

Keep your information current. Material life changes need to be self-reported within 30 days. The platform is 18 and older only, United States only, across all 50 states and U.S. territories.

Questions

Consumer reputation reporting, answered

Keep reading

Related Hub or Dub pages

HOD Report

A HOD Report is the complete, continuously updated record of the verified information, HOD

Your rights

What every consumer is entitled to here

Disputes

Challenge an eligible report item

My HOD+

Monitor your own score in real time